How to Apply for a Business Loan in India: Step-by-Step Guide

Looking to fund your startup, expand operations, or manage your cash flow? A business loan can be your best financial partner. Here's a complete, step-by-step guide on how to apply for a business loan in India.

📋 Step 1: Check Eligibility

Before applying, check basic eligibility like:

• Minimum business vintage (1–2 years)
• Monthly turnover or ITR requirement
• CIBIL Score above 650

Use our free Loan Eligibility Checker to get started.

📑 Step 2: Prepare Required Documents

Keep these documents ready for faster approval:

• Aadhaar & PAN Card
• Business Proof (GST / Udyam)
• 1 Year Bank Statement (PDF)
• Income Tax Return (optional)

📝 Step 3: Fill the Loan Application

Visit our Apply Now page and fill in your details:

• Personal & Business Info
• Loan Amount Required
• Upload Documents

Our team will contact you within 24 hours.

🏦 Step 4: Get Lender Offers

Based on your profile, we’ll match you with the best offers from 10+ banks & NBFCs. Compare interest rates, tenure, processing fees, and more.

✅ Step 5: Loan Approval & Disbursement

Once your documents are verified, the loan is approved and disbursed directly to your bank account—usually within 2–5 working days.

How to Apply for a Personal Loan (Salaried) in India: Step-by-Step Guide

Need funds for medical emergencies, travel, marriage, or home renovation? A personal loan for salaried professionals is quick and hassle-free. Here's a complete guide to help you apply.

📋 Step 1: Check Eligibility

Ensure you meet the basic criteria:

• Age between 21–58 years
• Minimum monthly salary ₹15,000–₹25,000 (varies by lender)
• Stable job with 6+ months experience
• CIBIL Score above 700

📑 Step 2: Keep Your Documents Ready

Lenders usually ask for the following documents:

• Aadhaar & PAN Card
• Last 3 months Salary Slips
• 6 months Bank Statement (PDF)
• Company ID Card or Offer Letter

📝 Step 3: Fill the Loan Application

Go to our Personal Loan Application page:

• Enter your basic & employment details
• Mention loan amount required
• Upload your documents

🏦 Step 4: Compare Loan Offers

Based on your profile, you’ll receive personalized offers from top banks and NBFCs. Compare interest rates, EMIs, and tenures.

✅ Step 5: Quick Approval & Disbursal

Once verified, your loan is approved and the amount is credited to your account within 1–3 working days.